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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $122,570 | $138,114-11.3% | $125,391-2.3% | $134,545-8.9% |
| Participation rate | 100.0% | 84.5%+15.5pp | 82.4%+17.6pp | 81.2%+18.8pp |
| Annual return | -18.74% | 750.88%-769.6pp | 572.41%-591.2pp | 418.37%-437.1pp |
| Employer contribution / active EE | $11,674 | $5,246+122.5% | $4,816+142.4% | $4,742+146.2% |
| Participant deferral / active EE | $2,586 | $7,801-66.9% | $7,448-65.3% | $6,401-59.6% |
| Admin fee / account holder | $1,482 | $11,570-87.2% | $10,009-85.2% | $11,431-87.0% |