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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $97,141 | $107,368-9.5% | $92,915+4.5% | $152,909-36.5% |
| Participation rate | 100.0% | 79.8%+20.2pp | 76.0%+24.0pp | 82.5%+17.5pp |
| Annual return | 20.31% | 145.64%-125.3pp | 109.45%-89.1pp | 345.46%-325.2pp |
| Employer contribution / active EE | $7,603 | $4,222+80.1% | $3,653+108.1% | $4,764+59.6% |
| Participant deferral / active EE | $4,912 | $4,848+1.3% | $4,238+15.9% | $5,851-16.1% |
| Admin fee / account holder | $978 | $7,082-86.2% | $5,796-83.1% | $11,601-91.6% |