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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $99,677 | $115,814-13.9% | $101,275-1.6% | $158,982-37.3% |
| Participation rate | 100.0% | 79.4%+20.6pp | 75.8%+24.2pp | 82.0%+18.0pp |
| Annual return | 12.49% | 56.16%-43.7pp | 46.48%-34.0pp | 302.99%-290.5pp |
| Employer contribution / active EE | $9,572 | $4,176+129.2% | $3,660+161.5% | $4,763+101.0% |
| Participant deferral / active EE | $13,693 | $4,958+176.2% | $4,371+213.3% | $5,983+128.8% |
| Admin fee / account holder | $14,828 | $7,249+104.6% | $5,948+149.3% | $11,252+31.8% |