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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $77,683 | $180,466-57.0% | $154,114-49.6% | $135,382-42.6% |
| Participation rate | 37.5% | 87.4%-49.9pp | 83.0%-45.5pp | 82.6%-45.1pp |
| Annual return | -6.56% | 888.15%-894.7pp | 735.16%-741.7pp | 519.77%-526.3pp |
| Employer contribution / active EE | $1,297 | $6,035-78.5% | $5,298-75.5% | $4,779-72.9% |
| Participant deferral / active EE | $4,353 | $5,806-25.0% | $5,081-14.3% | $5,609-22.4% |
| Admin fee / account holder | $12,509 | $16,144-22.5% | $13,411-6.7% | $10,829+15.5% |