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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,810 | $181,896-64.4% | $156,551-58.6% | $273,972-76.3% |
| Participation rate | 63.2% | 88.4%-25.2pp | 84.0%-20.9pp | 83.0%-19.9pp |
| Annual return | 12.54% | 30.74%-18.2pp | 32.23%-19.7pp | 41.46%-28.9pp |
| Employer contribution / active EE | $2,110 | $6,248-66.2% | $5,501-61.7% | $4,869-56.7% |
| Participant deferral / active EE | $5,220 | $5,550-5.9% | $4,871+7.2% | $5,287-1.3% |
| Admin fee / account holder | $1,425 | $15,560-90.8% | $13,028-89.1% | $10,133-85.9% |