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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $78,949 | $123,793-36.2% | $177,840-55.6% | $79,852-1.1% |
| Participation rate | 92.6% | 84.7%+7.9pp | 87.7%+4.8pp | 69.6%+22.9pp |
| Annual return | 44.36% | 22.82%+21.5pp | 48.32%-4.0pp | 31.72%+12.6pp |
| Employer contribution / active EE | $3,277 | $4,095-20.0% | $5,919-44.6% | $2,471+32.6% |
| Participant deferral / active EE | $12,589 | $5,956+111.4% | $7,714+63.2% | $3,740+236.6% |
| Admin fee / account holder | $1,711 | $7,243-76.4% | $12,431-86.2% | $5,306-67.8% |