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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,109 | $109,359-44.1% | $162,171-62.3% | $72,983-16.3% |
| Participation rate | 95.5% | 84.3%+11.2pp | 87.6%+7.9pp | 69.5%+26.0pp |
| Annual return | 30.28% | 25.46%+4.8pp | 115.60%-85.3pp | 81.01%-50.7pp |
| Employer contribution / active EE | $3,340 | $3,907-14.5% | $5,613-40.5% | $2,440+36.9% |
| Participant deferral / active EE | $12,942 | $5,481+136.1% | $7,297+77.4% | $3,608+258.8% |
| Admin fee / account holder | $2,985 | $7,972-62.6% | $10,843-72.5% | $5,124-41.8% |