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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,576 | $76,407-23.3% | $150,298-61.0% | $82,448-29.0% |
| Participation rate | 66.7% | 66.4%+0.3pp | 77.8%-11.1pp | 68.1%-1.4pp |
| Annual return | 13.82% | 39.99%-26.2pp | 62.79%-49.0pp | 41.64%-27.8pp |
| Employer contribution / active EE | $1,592 | $2,614-39.1% | $4,154-61.7% | $2,551-37.6% |
| Participant deferral / active EE | $2,459 | $3,214-23.5% | $5,453-54.9% | $4,139-40.6% |
| Admin fee / account holder | $7,342 | $6,352+15.6% | $14,116-48.0% | $7,234+1.5% |