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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,576 | $77,814-24.7% | $158,223-63.0% | $86,983-32.7% |
| Participation rate | 66.7% | 68.4%-1.7pp | 79.2%-12.5pp | 69.5%-2.9pp |
| Annual return | 13.82% | 30.54%-16.7pp | 52.09%-38.3pp | 25.83%-12.0pp |
| Employer contribution / active EE | $1,592 | $2,592-38.6% | $4,109-61.3% | $2,584-38.4% |
| Participant deferral / active EE | $2,459 | $3,270-24.8% | $5,467-55.0% | $4,194-41.4% |
| Admin fee / account holder | $7,342 | $5,879+24.9% | $16,047-54.2% | $7,856-6.5% |