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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,576 | $75,541-22.5% | $152,093-61.5% | $82,637-29.1% |
| Participation rate | 66.7% | 66.5%+0.1pp | 77.8%-11.1pp | 68.1%-1.4pp |
| Annual return | 13.82% | 32.56%-18.7pp | 66.36%-52.5pp | 53.51%-39.7pp |
| Employer contribution / active EE | $1,592 | $2,622-39.3% | $4,175-61.9% | $2,552-37.6% |
| Participant deferral / active EE | $2,459 | $3,206-23.3% | $5,451-54.9% | $4,126-40.4% |
| Admin fee / account holder | $7,342 | $6,405+14.6% | $14,497-49.4% | $7,3390% |