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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $174,820 | $209,422-16.5% | $178,503-2.1% | $158,982+10.0% |
| Participation rate | 100.0% | 86.4%+13.6pp | 81.9%+18.1pp | 82.0%+18.0pp |
| Annual return | 7.72% | 188.81%-181.1pp | 151.12%-143.4pp | 302.99%-295.3pp |
| Employer contribution / active EE | $3,013 | $5,707-47.2% | $5,011-39.9% | $4,763-36.7% |
| Participant deferral / active EE | $12,184 | $5,955+104.6% | $5,202+134.2% | $5,983+103.6% |
| Admin fee / account holder | $1,528 | $17,079-91.1% | $13,987-89.1% | $11,252-86.4% |