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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $158,336 | $175,259-9.7% | $149,723+5.8% | $139,487+13.5% |
| Participation rate | 100.0% | 83.4%+16.6pp | 78.8%+21.2pp | 80.3%+19.7pp |
| Annual return | 11.26% | 166.82%-155.6pp | 134.50%-123.2pp | 373.84%-362.6pp |
| Employer contribution / active EE | $2,085 | $5,478-61.9% | $4,821-56.8% | $4,755-56.2% |
| Participant deferral / active EE | $1,028 | $6,522-84.2% | $5,682-81.9% | $6,713-84.7% |
| Admin fee / account holder | $1,489 | $16,158-90.8% | $13,215-88.7% | $11,407-86.9% |