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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $227,584 | $123,793+83.8% | $177,848+28.0% | $79,856+185.0% |
| Participation rate | 89.3% | 84.7%+4.6pp | 87.7%+1.6pp | 69.6%+19.6pp |
| Annual return | 21.77% | 22.82%-1.1pp | 48.33%-26.6pp | 31.71%-9.9pp |
| Employer contribution / active EE | $0 | $4,095-100.0% | $5,919-100.0% | $2,471-100.0% |
| Participant deferral / active EE | $20,453 | $5,956+243.4% | $7,714+165.1% | $3,741+446.8% |
| Admin fee / account holder | $48,655 | $7,243+571.8% | $12,431+291.4% | $5,306+816.9% |