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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $215,990 | $110,083+96.2% | $151,645+42.4% | $68,490+215.4% |
| Participation rate | 93.1% | 84.0%+9.2pp | 87.5%+5.6pp | 67.9%+25.2pp |
| Annual return | -16.41% | -10.12%-6.3pp | 3.34%-19.7pp | -7.85%-8.6pp |
| Employer contribution / active EE | $1,228 | $4,470-72.5% | $6,165-80.1% | $2,597-52.7% |
| Participant deferral / active EE | $19,747 | $6,526+202.6% | $8,363+136.1% | $4,028+390.3% |
| Admin fee / account holder | $3,695 | $7,718-52.1% | $11,614-68.2% | $5,403-31.6% |