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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,780 | $111,814-57.3% | $103,378-53.8% | $145,978-67.3% |
| Participation rate | 85.7% | 77.9%+7.8pp | 74.5%+11.2pp | 80.3%+5.4pp |
| Annual return | 13.75% | 24.80%-11.1pp | 24.91%-11.2pp | 550.52%-536.8pp |
| Employer contribution / active EE | $4,450 | $4,215+5.6% | $3,870+15.0% | $4,662-4.6% |
| Participant deferral / active EE | $3,194 | $5,618-43.1% | $5,058-36.9% | $6,690-52.3% |
| Admin fee / account holder | $1,999 | $9,764-79.5% | $8,401-76.2% | $13,400-85.1% |