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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,023 | $106,247-65.2% | $96,515-61.6% | $139,466-73.5% |
| Participation rate | 84.6% | 77.8%+6.8pp | 74.3%+10.3pp | 80.3%+4.3pp |
| Annual return | 20.08% | 38.47%-18.4pp | 35.73%-15.7pp | 373.66%-353.6pp |
| Employer contribution / active EE | $4,249 | $4,106+3.5% | $3,740+13.6% | $4,754-10.6% |
| Participant deferral / active EE | $3,836 | $5,456-29.7% | $4,880-21.4% | $6,712-42.9% |
| Admin fee / account holder | $1,628 | $7,885-79.4% | $6,735-75.8% | $11,409-85.7% |