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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $382,488 | $111,535+242.9% | $105,223+263.5% | $137,256+178.7% |
| Participation rate | 100.0% | 78.1%+21.9pp | 75.0%+25.0pp | 80.0%+20.0pp |
| Annual return | 24.76% | 237.85%-213.1pp | 180.65%-155.9pp | 220.34%-195.6pp |
| Employer contribution / active EE | $9,285 | $3,939+135.7% | $3,689+151.7% | $4,156+123.4% |
| Participant deferral / active EE | $7,979 | $5,500+45.1% | $5,072+57.3% | $6,407+24.5% |
| Admin fee / account holder | $2,488 | $9,721-74.4% | $8,859-71.9% | $12,270-79.7% |