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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $169,112 | $217,432-22.2% | $185,849-9.0% | $167,536+0.9% |
| Participation rate | 100.0% | 86.1%+13.9pp | 81.7%+18.3pp | 82.1%+17.9pp |
| Annual return | 14.86% | 148.42%-133.6pp | 122.10%-107.2pp | 478.82%-464.0pp |
| Employer contribution / active EE | $10,825 | $5,875+84.3% | $5,169+109.4% | $4,839+123.7% |
| Participant deferral / active EE | $6,337 | $6,357-0.3% | $5,569+13.8% | $6,342-0.1% |
| Admin fee / account holder | $811 | $19,818-95.9% | $16,244-95.0% | $12,315-93.4% |