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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $184,788 | $175,231+5.5% | $149,696+23.4% | $139,466+32.5% |
| Participation rate | 100.0% | 83.4%+16.6pp | 78.8%+21.2pp | 80.3%+19.7pp |
| Annual return | 18.81% | 166.77%-148.0pp | 134.46%-115.6pp | 373.66%-354.9pp |
| Employer contribution / active EE | $15,645 | $5,478+185.6% | $4,821+224.5% | $4,754+229.1% |
| Participant deferral / active EE | $8,993 | $6,521+37.9% | $5,682+58.3% | $6,712+34.0% |
| Admin fee / account holder | $973 | $16,155-94.0% | $13,212-92.6% | $11,409-91.5% |