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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,598 | $148,623-55.9% | $135,974-51.8% | $139,466-53.0% |
| Participation rate | 69.2% | 83.9%-14.6pp | 81.9%-12.7pp | 80.3%-11.1pp |
| Annual return | 15.15% | 79.30%-64.1pp | 68.30%-53.2pp | 373.66%-358.5pp |
| Employer contribution / active EE | $0 | $5,246-100.0% | $4,859-100.0% | $4,754-100.0% |
| Participant deferral / active EE | $8,918 | $8,103+10.1% | $7,760+14.9% | $6,712+32.9% |
| Admin fee / account holder | $3,295 | $12,406-73.4% | $10,767-69.4% | $11,409-71.1% |