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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,384 | $157,296-83.2% | $141,191-81.3% | $152,897-82.7% |
| Participation rate | 82.4% | 84.8%-2.5pp | 82.5%-0.1pp | 82.5%-0.1pp |
| Annual return | 19.68% | 64.34%-44.7pp | 71.41%-51.7pp | 345.43%-325.8pp |
| Employer contribution / active EE | $1 | $5,262-100.0% | $4,736-100.0% | $4,764-100.0% |
| Participant deferral / active EE | $6,867 | $7,111-3.4% | $6,710+2.3% | $5,851+17.4% |
| Admin fee / account holder | $8,402 | $12,125-30.7% | $10,264-18.1% | $11,599-27.6% |