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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,001 | $86,705-79.2% | $73,309-75.4% | $125,393-85.6% |
| Participation rate | 100.0% | 78.6%+21.4pp | 74.9%+25.1pp | 83.2%+16.8pp |
| Annual return | -0.12% | 2.78%-2.9pp | 5.67%-5.8pp | 282.23%-282.4pp |
| Employer contribution / active EE | $2,407 | $4,152-42.0% | $3,237-25.6% | $4,866-50.5% |
| Participant deferral / active EE | $6,213 | $5,549+12.0% | $4,991+24.5% | $5,351+16.1% |
| Admin fee / account holder | $1,584 | $7,772-79.6% | $5,637-71.9% | $9,541-83.4% |