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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,592 | $105,856-72.0% | $90,161-67.2% | $147,585-79.9% |
| Participation rate | 94.4% | 79.7%+14.7pp | 76.9%+17.6pp | 82.8%+11.6pp |
| Annual return | 22.90% | 37.63%-14.7pp | 34.89%-12.0pp | 578.58%-555.7pp |
| Employer contribution / active EE | $3,899 | $4,126-5.5% | $3,318+17.5% | $4,876-20.0% |
| Participant deferral / active EE | $6,615 | $5,733+15.4% | $5,287+25.1% | $5,439+21.6% |
| Admin fee / account holder | $927 | $8,046-88.5% | $5,943-84.4% | $10,886-91.5% |