Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 4-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,403 | $102,422-77.2% | $147,117-84.1% | $80,959-71.1% |
| Participation rate | 57.9% | 75.9%-18.0pp | 82.2%-24.3pp | 67.7%-9.8pp |
| Annual return | 17.26% | 135.16%-117.9pp | 420.54%-403.3pp | 35.67%-18.4pp |
| Employer contribution / active EE | $4,310 | $3,717+15.9% | $4,932-12.6% | $2,757+56.3% |
| Participant deferral / active EE | $8,895 | $6,652+33.7% | $8,065+10.3% | $4,300+106.8% |
| Admin fee / account holder | $6,696 | $7,953-15.8% | $12,993-48.5% | $6,925-3.3% |