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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,201 | $72,071-58.1% | $68,368-55.8% | $137,256-78.0% |
| Participation rate | 30.0% | 76.2%-46.2pp | 73.8%-43.8pp | 80.0%-50.0pp |
| Annual return | 16.15% | 353.14%-337.0pp | 292.57%-276.4pp | 220.34%-204.2pp |
| Employer contribution / active EE | $443 | $2,788-84.1% | $2,649-83.3% | $4,156-89.3% |
| Participant deferral / active EE | $1,007 | $4,410-77.2% | $4,123-75.6% | $6,407-84.3% |
| Admin fee / account holder | $687 | $5,336-87.1% | $5,150-86.7% | $12,270-94.4% |