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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $326,770 | $172,111+89.9% | $150,298+117.4% | $137,256+138.1% |
| Participation rate | 100.0% | 81.7%+18.3pp | 77.8%+22.2pp | 80.0%+20.0pp |
| Annual return | 15.29% | 69.37%-54.1pp | 62.79%-47.5pp | 220.34%-205.0pp |
| Employer contribution / active EE | $2,421 | $4,636-47.8% | $4,154-41.7% | $4,156-41.7% |
| Participant deferral / active EE | $14,579 | $6,166+136.5% | $5,453+167.4% | $6,407+127.6% |
| Admin fee / account holder | $2,701 | $16,471-83.6% | $14,116-80.9% | $12,270-78.0% |