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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $221,472 | $157,276+40.8% | $141,177+56.9% | $152,885+44.9% |
| Participation rate | 100.0% | 84.8%+15.2pp | 82.5%+17.5pp | 82.5%+17.5pp |
| Annual return | 19.52% | 64.33%-44.8pp | 71.40%-51.9pp | 345.39%-325.9pp |
| Employer contribution / active EE | $9,934 | $5,262+88.8% | $4,736+109.8% | $4,763+108.6% |
| Participant deferral / active EE | $12,707 | $7,110+78.7% | $6,710+89.4% | $5,851+117.2% |
| Admin fee / account holder | $452 | $12,123-96.3% | $10,263-95.6% | $11,598-96.1% |