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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $167,668 | $138,075+21.4% | $123,552+35.7% | $135,379+23.9% |
| Participation rate | 100.0% | 84.7%+15.3pp | 82.3%+17.7pp | 82.6%+17.4pp |
| Annual return | -7.59% | 153.70%-161.3pp | 119.20%-126.8pp | 519.79%-527.4pp |
| Employer contribution / active EE | $10,303 | $5,152+100.0% | $4,628+122.6% | $4,779+115.6% |
| Participant deferral / active EE | $10,102 | $6,800+48.6% | $6,426+57.2% | $5,609+80.1% |
| Admin fee / account holder | $1,139 | $10,917-89.6% | $9,285-87.7% | $10,828-89.5% |