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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $139,237 | $96,678+44.0% | $86,640+60.7% | $139,466-0.2% |
| Participation rate | 57.1% | 74.4%-17.3pp | 71.7%-14.6pp | 80.3%-23.2pp |
| Annual return | 17.33% | 106.69%-89.4pp | 592.52%-575.2pp | 373.66%-356.3pp |
| Employer contribution / active EE | $970 | $3,265-70.3% | $3,024-67.9% | $4,754-79.6% |
| Participant deferral / active EE | $7,586 | $4,837+56.8% | $4,438+70.9% | $6,712+13.0% |
| Admin fee / account holder | $2,257 | $6,410-64.8% | $5,616-59.8% | $11,409-80.2% |