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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $67,448 | $99,011-31.9% | $86,582-22.1% | $147,586-54.3% |
| Participation rate | 40.0% | 76.3%-36.3pp | 73.5%-33.5pp | 82.8%-42.8pp |
| Annual return | 10.87% | 1312.75%-1301.9pp | 965.08%-954.2pp | 578.59%-567.7pp |
| Employer contribution / active EE | $1,755 | $3,132-44.0% | $2,839-38.2% | $4,876-64.0% |
| Participant deferral / active EE | $4,710 | $3,972+18.6% | $3,609+30.5% | $5,439-13.4% |
| Admin fee / account holder | $2,014 | $5,709-64.7% | $4,904-58.9% | $10,886-81.5% |