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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,588 | $100,938-39.0% | $90,461-31.9% | $158,982-61.3% |
| Participation rate | 55.6% | 75.0%-19.5pp | 72.7%-17.1pp | 82.0%-26.4pp |
| Annual return | 8.87% | 1727.20%-1718.3pp | 1294.76%-1285.9pp | 302.99%-294.1pp |
| Employer contribution / active EE | $1,366 | $3,691-63.0% | $3,264-58.1% | $4,763-71.3% |
| Participant deferral / active EE | $5,341 | $4,350+22.8% | $3,964+34.7% | $5,983-10.7% |
| Admin fee / account holder | $3,943 | $6,510-39.4% | $5,617-29.8% | $11,252-65.0% |