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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,915 | $91,198-39.8% | $178,503-69.2% | $79,856-31.2% |
| Participation rate | 94.7% | 69.2%+25.5pp | 81.9%+12.8pp | 69.6%+25.1pp |
| Annual return | 26.86% | 24.20%+2.7pp | 151.12%-124.3pp | 31.71%-4.9pp |
| Employer contribution / active EE | $4,498 | $3,257+38.1% | $5,011-10.2% | $2,471+82.0% |
| Participant deferral / active EE | $8,764 | $3,237+170.8% | $5,202+68.5% | $3,741+134.3% |
| Admin fee / account holder | $1,678 | $6,748-75.1% | $13,987-88.0% | $5,306-68.4% |