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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,325 | $84,236-52.1% | $170,435-76.3% | $70,126-42.5% |
| Participation rate | 60.3% | 70.8%-10.5pp | 83.6%-23.3pp | 69.5%-9.2pp |
| Annual return | 28.23% | 23.06%+5.2pp | 205.94%-177.7pp | 73.15%-44.9pp |
| Employer contribution / active EE | $0 | $3,387-100.0% | $5,432-100.0% | $2,343-100.0% |
| Participant deferral / active EE | $4,860 | $3,086+57.5% | $4,939-1.6% | $3,332+45.9% |
| Admin fee / account holder | $5,841 | $5,698+2.5% | $13,881-57.9% | $4,645+25.7% |