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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,175 | $176,077-90.8% | $159,455-89.9% | $167,518-90.3% |
| Participation rate | 69.2% | 84.9%-15.7pp | 82.8%-13.6pp | 82.1%-12.9pp |
| Annual return | 13.66% | 331.83%-318.2pp | 263.63%-250.0pp | 478.71%-465.0pp |
| Employer contribution / active EE | $1,336 | $5,298-74.8% | $4,830-72.3% | $4,838-72.4% |
| Participant deferral / active EE | $1,540 | $7,751-80.1% | $7,353-79.1% | $6,342-75.7% |
| Admin fee / account holder | $137 | $12,556-98.9% | $10,800-98.7% | $12,312-98.9% |