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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,942 | $165,399-93.4% | $149,745-92.7% | $158,982-93.1% |
| Participation rate | 76.9% | 84.6%-7.7pp | 82.5%-5.6pp | 82.0%-5.0pp |
| Annual return | 24.02% | 348.34%-324.3pp | 276.72%-252.7pp | 302.99%-279.0pp |
| Employer contribution / active EE | $1,314 | $5,105-74.3% | $4,646-71.7% | $4,763-72.4% |
| Participant deferral / active EE | $3,341 | $7,183-53.5% | $6,843-51.2% | $5,983-44.2% |
| Admin fee / account holder | $365 | $10,811-96.6% | $9,312-96.1% | $11,252-96.8% |