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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $446,300 | $107,666+314.5% | $102,184+336.8% | $154,746+188.4% |
| Participation rate | 100.0% | 83.7%+16.3pp | 82.6%+17.4pp | 80.7%+19.3pp |
| Annual return | 7.16% | 29.33%-22.2pp | 31.58%-24.4pp | 172.34%-165.2pp |
| Employer contribution / active EE | $21,610 | $3,846+461.9% | $3,594+501.3% | $4,379+393.5% |
| Participant deferral / active EE | $13,006 | $8,719+49.2% | $8,309+56.5% | $6,730+93.2% |
| Admin fee / account holder | $3,725 | $12,943-71.2% | $11,609-67.9% | $14,365-74.1% |