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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $446,300 | $100,970+342.0% | $96,576+362.1% | $137,256+225.2% |
| Participation rate | 100.0% | 82.6%+17.4pp | 81.4%+18.6pp | 80.0%+20.0pp |
| Annual return | 7.16% | 38.16%-31.0pp | 38.47%-31.3pp | 220.34%-213.2pp |
| Employer contribution / active EE | $21,610 | $3,809+467.3% | $3,553+508.2% | $4,156+420.0% |
| Participant deferral / active EE | $13,006 | $8,286+57.0% | $7,956+63.5% | $6,407+103.0% |
| Admin fee / account holder | $3,725 | $11,312-67.1% | $11,381-67.3% | $12,270-69.6% |