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| Provider | Service type | Compensation |
|---|---|---|
RED BANK PENSION SERVICES, INC.3+ years Service code 49 · EIN 22-2755716 1161 BROAD STREET · SHREWSBURY, NJ 07702 | Other Services | $5,559 |
Filed as: VOYA RETIREMENT INS. & ANNUITY CO. Service code 26 · EIN 71-0294708 | Advisory (Participants) | $2,641 |
MORNINGSTAR3+ years Filed as: MORNINGSTAR INVESTMENT MANAGEMENT Service code 27 | Advisory (Plan) | $1,757 |
MORNINGSTAR3+ years Service code 27 · EIN 36-3297908 | Advisory (Plan) | $0 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $85,580 | $92,076-7.1% | $105,607-19.0% | $77,736+10.1% |
| Participation rate | 30.4% | 81.0%-50.6pp | 75.3%-44.8pp | 70.6%-40.1pp |
| Annual return | 18.96% | 17.84%+1.1pp | 116.11%-97.1pp | 31.26%-12.3pp |
| Employer contribution / active EE | $1,564 | $3,370-53.6% | $3,167-50.6% | $2,728-42.7% |
| Participant deferral / active EE | $2,951 | $5,390-45.2% | $5,011-41.1% | $4,651-36.5% |
| Admin fee / account holder | $110 | $219-49.9% | $10,958-99.0% | $433-74.7% |