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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,270 | $56,199-40.8% | $67,652-50.8% | $59,632-44.2% |
| Participation rate | 90.9% | 71.5%+19.4pp | 75.7%+15.2pp | 68.7%+22.2pp |
| Annual return | 4.42% | 18505.31%-18500.9pp | 6625.04%-6620.6pp | 2041.32%-2036.9pp |
| Employer contribution / active EE | $5,458 | $1,614+238.1% | $2,266+140.9% | $2,203+147.8% |
| Participant deferral / active EE | $1,505 | $2,844-47.1% | $3,560-57.7% | $3,192-52.8% |
| Admin fee / account holder | $4,316 | $3,958+9.0% | $4,821-10.5% | $4,297+0.4% |