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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,465 | $60,349-41.2% | $74,184-52.2% | $62,881-43.6% |
| Participation rate | 100.0% | 72.7%+27.3pp | 76.6%+23.4pp | 69.3%+30.7pp |
| Annual return | 7.83% | 21.38%-13.5pp | 17.74%-9.9pp | 20.14%-12.3pp |
| Employer contribution / active EE | $2,104 | $1,680+25.2% | $2,370-11.2% | $2,281-7.8% |
| Participant deferral / active EE | $1,697 | $2,856-40.6% | $3,550-52.2% | $3,203-47.0% |
| Admin fee / account holder | $3,606 | $4,261-15.4% | $5,586-35.4% | $4,296-16.1% |