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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,263 | $76,522-38.2% | $56,033-15.7% | $145,884-67.6% |
| Participation rate | 100.0% | 63.2%+36.8pp | 52.5%+47.5pp | 80.3%+19.7pp |
| Annual return | 8.87% | 3014.28%-3005.4pp | 1711.38%-1702.5pp | 551.85%-543.0pp |
| Employer contribution / active EE | $4,999 | $1,382+261.6% | $1,041+380.3% | $4,662+7.2% |
| Participant deferral / active EE | $1,404 | $2,624-46.5% | $1,954-28.2% | $6,690-79.0% |
| Admin fee / account holder | $495 | $3,328-85.1% | $2,827-82.5% | $13,392-96.3% |