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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,840 | $81,668-52.4% | $58,507-33.6% | $139,487-72.2% |
| Participation rate | 100.0% | 61.3%+38.7pp | 50.9%+49.1pp | 80.3%+19.7pp |
| Annual return | 13.66% | 7430.07%-7416.4pp | 4252.32%-4238.7pp | 373.84%-360.2pp |
| Employer contribution / active EE | $4,063 | $1,398+190.6% | $1,053+285.7% | $4,755-14.6% |
| Participant deferral / active EE | $432 | $2,554-83.1% | $1,922-77.5% | $6,713-93.6% |
| Admin fee / account holder | $365 | $3,212-88.6% | $2,486-85.3% | $11,407-96.8% |