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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,591 | $84,628-67.4% | $61,501-55.1% | $134,545-79.5% |
| Participation rate | 100.0% | 62.2%+37.8pp | 52.6%+47.4pp | 81.2%+18.8pp |
| Annual return | 19.88% | 585.61%-565.7pp | 339.04%-319.2pp | 418.37%-398.5pp |
| Employer contribution / active EE | $8,479 | $1,545+448.9% | $1,160+631.2% | $4,742+78.8% |
| Participant deferral / active EE | $581 | $2,819-79.4% | $2,125-72.7% | $6,401-90.9% |
| Admin fee / account holder | $1,322 | $2,587-48.9% | $2,132-38.0% | $11,431-88.4% |