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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,858 | $183,516-77.2% | $155,534-73.1% | $145,884-71.3% |
| Participation rate | 83.3% | 82.7%+0.6pp | 78.2%+5.1pp | 80.3%+3.0pp |
| Annual return | 11.48% | 61.43%-49.9pp | 64.92%-53.4pp | 551.85%-540.4pp |
| Employer contribution / active EE | $2,437 | $5,315-54.1% | $4,675-47.9% | $4,662-47.7% |
| Participant deferral / active EE | $4,549 | $6,467-29.6% | $5,630-19.2% | $6,690-32.0% |
| Admin fee / account holder | $380 | $19,293-98.0% | $15,900-97.6% | $13,392-97.2% |