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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,292 | $175,259-77.6% | $149,723-73.8% | $139,487-71.8% |
| Participation rate | 83.3% | 83.4%-0.1pp | 78.8%+4.6pp | 80.3%+3.0pp |
| Annual return | 12.88% | 166.82%-153.9pp | 134.50%-121.6pp | 373.84%-361.0pp |
| Employer contribution / active EE | $2,003 | $5,478-63.4% | $4,821-58.5% | $4,755-57.9% |
| Participant deferral / active EE | $3,560 | $6,522-45.4% | $5,682-37.4% | $6,713-47.0% |
| Admin fee / account holder | $528 | $16,158-96.7% | $13,215-96.0% | $11,407-95.4% |