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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,389 | $202,342-79.1% | $172,753-75.5% | $152,909-72.3% |
| Participation rate | 85.7% | 87.1%-1.3pp | 82.6%+3.1pp | 82.5%+3.3pp |
| Annual return | 21.35% | 1029.88%-1008.5pp | 803.00%-781.7pp | 345.46%-324.1pp |
| Employer contribution / active EE | $3,997 | $5,857-31.8% | $5,144-22.3% | $4,764-16.1% |
| Participant deferral / active EE | $4,077 | $5,948-31.5% | $5,198-21.6% | $5,851-30.3% |
| Admin fee / account holder | $468 | $17,112-97.3% | $13,956-96.6% | $11,601-96.0% |