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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $111,527 | $106,864+4.4% | $147,318-24.3% | $82,637+35.0% |
| Participation rate | 88.2% | 75.5%+12.7pp | 82.1%+6.2pp | 68.1%+20.2pp |
| Annual return | 15.67% | 27.49%-11.8pp | 70.43%-54.8pp | 53.51%-37.8pp |
| Employer contribution / active EE | $3,576 | $3,417+4.7% | $4,593-22.1% | $2,552+40.1% |
| Participant deferral / active EE | $8,168 | $6,496+25.7% | $7,906+3.3% | $4,126+98.0% |
| Admin fee / account holder | $2,183 | $8,415-74.1% | $13,708-84.1% | $7,339-70.2% |