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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,692 | $85,766-81.7% | $136,298-88.5% | $70,126-77.6% |
| Participation rate | 89.7% | 74.2%+15.5pp | 81.9%+7.7pp | 69.5%+20.1pp |
| Annual return | 23.30% | 31.46%-8.2pp | 5156.27%-5133.0pp | 73.15%-49.8pp |
| Employer contribution / active EE | $2,100 | $2,966-29.2% | $4,696-55.3% | $2,343-10.3% |
| Participant deferral / active EE | $5,881 | $5,051+16.4% | $6,247-5.9% | $3,332+76.5% |
| Admin fee / account holder | $1,425 | $5,421-73.7% | $9,244-84.6% | $4,645-69.3% |