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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $91,375 | $102,429-10.8% | $147,096-37.9% | $80,925+12.9% |
| Participation rate | 89.7% | 75.9%+13.8pp | 82.2%+7.5pp | 67.7%+22.0pp |
| Annual return | 16.21% | 135.02%-118.8pp | 419.75%-403.5pp | 35.65%-19.4pp |
| Employer contribution / active EE | $4,471 | $3,716+20.3% | $4,936-9.4% | $2,756+62.2% |
| Participant deferral / active EE | $9,197 | $6,649+38.3% | $8,071+14.0% | $4,299+114.0% |
| Admin fee / account holder | $1,635 | $7,957-79.5% | $13,005-87.4% | $6,940-76.4% |