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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $91,375 | $102,422-10.8% | $147,117-37.9% | $80,959+12.9% |
| Participation rate | 89.7% | 75.9%+13.8pp | 82.2%+7.5pp | 67.7%+22.0pp |
| Annual return | 16.21% | 135.16%-118.9pp | 420.54%-404.3pp | 35.67%-19.5pp |
| Employer contribution / active EE | $4,471 | $3,717+20.3% | $4,932-9.4% | $2,757+62.2% |
| Participant deferral / active EE | $9,197 | $6,652+38.3% | $8,065+14.0% | $4,300+113.9% |
| Admin fee / account holder | $1,635 | $7,953-79.4% | $12,993-87.4% | $6,925-76.4% |