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| Provider | Service type | Compensation |
|---|---|---|
Service code 37 · EIN 04-2647786 | Loan Processing | $60,448 |
Filed as: TWELVE POINTS WEALTH MANAGEMENT LL Service code 27 · EIN 46-5061538 | Advisory (Plan) | $40,601 |
JOHNSON BANK1 year Filed as: JOHNSON O'CONNOR FERON & CARUCCI L Service code 10 · EIN 20-3985546 | Accounting | $23,210 |
Filed as: CBIZ MHM, LLC Service code 10 · EIN 34-1846498 | Accounting | $11,890 |
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,189 | $106,264-38.7% | $147,117-55.7% | $77,762-16.2% |
| Participation rate | 88.2% | 78.4%+9.8pp | 82.2%+6.1pp | 70.6%+17.6pp |
| Annual return | 18.37% | 56.94%-38.6pp | 420.54%-402.2pp | 31.27%-12.9pp |
| Employer contribution / active EE | $2,238 | $4,074-45.1% | $4,932-54.6% | $2,728-18.0% |
| Participant deferral / active EE | $12,350 | $8,003+54.3% | $8,065+53.1% | $4,651+165.5% |
| Admin fee / account holder | $197 | $334-41.2% | $12,993-98.5% | $433-54.6% |