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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,822 | $71,872-69.6% | $86,691-74.8% | $68,495-68.1% |
| Participation rate | 94.9% | 72.2%+22.7pp | 76.6%+18.3pp | 67.9%+27.0pp |
| Annual return | -18.20% | 3.53%-21.7pp | 35.94%-54.1pp | -7.84%-10.4pp |
| Employer contribution / active EE | $3,453 | $2,173+58.9% | $2,837+21.7% | $2,596+33.0% |
| Participant deferral / active EE | $3,149 | $3,779-16.7% | $4,656-32.4% | $4,028-21.8% |
| Admin fee / account holder | $5,137 | $6,112-16.0% | $7,492-31.4% | $5,403-4.9% |