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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,100 | $72,492-84.7% | $87,102-87.3% | $72,983-84.8% |
| Participation rate | 78.3% | 72.8%+5.5pp | 76.9%+1.5pp | 69.5%+8.8pp |
| Annual return | 0.00% | 24.46%-24.5pp | 28.19%-28.2pp | 81.01%-81.0pp |
| Employer contribution / active EE | $2,086 | $1,894+10.1% | $2,521-17.3% | $2,440-14.5% |
| Participant deferral / active EE | $3,003 | $3,270-8.2% | $4,048-25.8% | $3,608-16.8% |
| Admin fee / account holder | $517 | $5,055-89.8% | $7,491-93.1% | $5,124-89.9% |